The Jumbo 10/6 ARM is a non-conforming loan product designed for high-value properties that exceed conventional loan limits.
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The Jumbo 10/6 ARM provides financing options for homebuyers, investors, and professionals purchasing or refinancing luxury properties. These loans go beyond standard conforming limits and often include custom underwriting, interest-only options, or flexible terms.
Jumbo loans are ideal for borrowers with strong credit profiles, substantial assets, and income who need financing above FHFA caps.
Excellent credit history (typically 700+ FICO)
Low debt-to-income (DTI) ratio
Significant reserves or liquid assets
Property appraisal required
Must meet lender-specific jumbo underwriting criteria
Enables purchase of high-value properties
Customized lending terms
Fixed, ARM, and interest-only options
Available for primary, secondary, and investment homes
Often includes portfolio and professional borrower programs
Choose a lender offering jumbo loans
Submit detailed financial and asset documentation
Complete property appraisal and underwriting
Receive conditional approval and clear requirements
Finalize closing and loan disbursement
Program availability, terms, and requirements may vary by lender and location. Additionally, programs are subject to change based on policy updates and market conditions. Always consult with a mortgage professional for the most current information and to determine eligibility for specific programs. The information provided on this website is for general informational purposes only and does not constitute financial, legal, or professional advice.